Sana Sarmad

A PhD Scholar in Business Management at Management & Science University (MSU), Malaysia, with over 17 years of experience in higher education and professional training. I specialize in teaching ACCA and finance-related modules, with a strong focus on International Financial Reporting Standards (IFRS), Financial Management, and corporate training. I hold an MSc in Accountancy and Financial Management and am a Fellow of the Higher Education Academy (FHEA), UK.

My passion lies in empowering future finance professionals through innovative teaching, applied research, and thought leadership in financial decision-making.